Savina Kim Headshot

Research Topic

Fair and Ethical AI for Credit Decisions

Research Summary

My research focuses on exploring the ethical application of machine learning tools to pressing societal problems, particularly the expansion of credit access to underserved groups. As alternative credit decisioning tools are becoming increasingly utilized by FinTechs, the ethical implications as well as its predictability and fairness measures are yet to be determined.


Research Area


Savina is a first year PhD student at the University of Edinburgh Business School and the Edinburgh Futures Institute. She has been awarded the Baillie Gifford PhD studentship in the Ethics of Data and AI.

Education and Qualifications

Institute Degree/Qualification Dates
ETH Zurich/University of Zurich, Switzerland MSc in Neuro-Informatics 2018–2020
Yale University, USA BSc in Cognitive Science and Economics (Double Major) 2012–2016

Professional and Voluntary Experience

Institute Degree/Qualification Dates
Barclays Capital, New York City, USA M&A Investment Banking Analyst 2016–2018