This programme is designed to provide a comprehensive understanding of how technological advancements are reshaping financial systems and to build on participants’ knowledge of FinTech applications. Delivered over 10 weeks with a mix of self-paced and live, facilitated discussions with participants from across the sector.

About this course

'FinTech' will soon become synonymous with 'financial services' around the world.
Business Insider FinTech Report 2019

The evolution of FinTech (the use of technology applied to the financial services) is replacing and refreshing many aspects of traditional financial services. New technological advancements and regulations have substantially altered how financial services are delivered. Innovative businesses are taking advantage of the application of FinTech to develop new services that give consumers more choice about how they manage their money. The disruptive nature of the application of FinTech has also led to new and important ethical, legal and security challenges.

Technological innovations have always been an important part of the financial sector. For instance, one of the first FinTech applications—the automated teller machine (ATM)—has significantly impacted the economy by increasing banking cost efficiency and making the banking sector more inclusive (Ou et al. 2009). However, in recent years, we have been observing a new trend in technology usage in the financial sector, alongside three differences:

  1. the magnitude of the change
  2. the pace of the change
  3. the drivers of the change

Inspired by this new trend in financial services, various governments, regulators, and companies developed new programmes. The Bank of England developed the Future of Finance initiative to explore the changes in the financial sector and their potential effects on monetary and financial stability. In 2021, Kalifa Fintech Review was published to support the growth and widespread adoption of UK FinTech, and maintain the UK’s global FinTech reputation. It highlights the opportunity to create highly skilled jobs across the UK, boost trade, and extend the UK’s competitive edge over other leading FinTech hubs.

In parallel, the adoption of FinTech applications increased significantly during the Covid-19 pandemic. While the sharp rise in FinTech adoption made financial services more efficient and diverse, it also escalated some concerns about the “dark” side of FinTech. For example, while legitimate lending apps drive the increments in FinTech adoption, an increase in predatory and fraudulent apps has also been observed (Fu and Mishra, 2022) highlighting downsides of the FinTech revolution.

Motivated by these recent changes, we developed a new executive education program to help industry practitioners, professionals, regulators, and investors critically assess the impact of the FinTech—on financial services, and explore future trends and opportunities.


Delivered over 10 weeks from 9 January to 17 March 2023.

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Why Edinburgh?

The University of Edinburgh is a world-leading academic centre and our researchers are at the forefront of expertise in the ways that FinTech is disrupting financial markets. We are working in partnership with a range major companies across the sector. We are at the heart of innovation, translating our world class research and teaching expertise to address business challenges.

The Edinburgh Futures Institute (EFI) connects our researchers from across a range disciplines to address the major industry challenges, and has a particular focus on the application and use of FinTech. We are creating innovative programmes focused on solving problems and applying skillsets that are relevant for the FinTech workforce now and in the future.

Edinburgh has a proud history of innovation in financial services. The second biggest financial centre in the UK, the city is among the leading financial centres in the world. For instance, based on the Global Financial Centres Index, Edinburgh is 4th in Europe. Edinburgh is also one of the global drivers of FinTech with an international reputation for data-driven innovation (FinTech Scotland: Edinburgh a global driver of FinTech).

Programme and fees

Led by experts in their field, this 10-week programme takes learners through topics such as blockchain, sustainable digital finance, and risks and regulations in FinTech.

Course overview